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AI answering services for small business

An AI answering service answers your calls with AI, people or both, takes messages and passes on urgent calls.

Tools compared
9
Publish a price
7
Free plan or trial
4

Most of the AI answering services listed publish a price, with flat plans from $19 a month (Ambs Call Center AI Receptionist).

Where should you start?

If price decides it: Ambs Call Center AI Receptionist, from $19 per month, is the cheapest flat plan of the 9 compared. If you run an HVAC or landscaping business and want a low entry price, Starter is $19 a month, and the hybrid option lets a live agent step in on calls the AI shouldn't handle alone. The catch: AI minutes cost $0.79 each on top of that base fee, and there is no free trial. Go Answer AI Receptionist has a 14-day free trial, with AI Receptionist 100 at $95 a month, billed monthly, for 100 minutes.

For a small business: Go Answer AI Receptionist from GoAnswer, from $95 per month, is the cheapest flat plan among the 4 whose vendors name small business. Suits a small business that likes the idea of AI on the phones but wants people behind it: every plan includes 24/7 live agents on standby. Plans run month to month, with a 14-day free trial. The catch: AI Receptionist 100 is $95 a month for only 100 minutes, so check your monthly call volume first. Smith.ai's AI Receptionist has a free plan covering 25 calls a month.

How much does an AI answering service cost?

Flat monthly starting prices for AI answering services run from $19 (Ambs Call Center AI Receptionist) to $250 (Ruby). One sells only through sales or a demo. Prices are as each vendor states them, never converted; the table below gives each tool's.

Compare them on price, trials, security and integrations

Filter the list, or tick up to 5 tools to compare them side by side.

Tools mainly for this job first, then those with a stated starting price (lowest monthly price first), then the most recently checked. No vendor pays for a place. How we order tools.

9 tools

Prices as each vendor states them, never converted. "Not stated" means the vendor's pages don't say. Checked Oct 17, 2026.
ToolPrice as statedFree plan or trialCompliance it statesChecked
Ambs Call Center AI ReceptionistAmbs Call Center · Vendor site From $19 per monthNot statedNot statedOct 17, 2026
MoneypennyMoneypenny · Vendor site From $69 per monthNot statedNot statedOct 17, 2026
Go Answer AI ReceptionistGoAnswer · Vendor site From $95 per monthFree trial (14 days)Not statedOct 17, 2026
Posh AI ReceptionistPosh · Vendor site From $130 per monthFree trial (7 days)Not statedOct 17, 2026
Abby’s AI ReceptionistAbby Connect · Vendor site From $165 per monthFree trial (14 days)Not statedOct 17, 2026
RubyRuby · Vendor site From $250 per monthNot statedSigns a HIPAA BAAOct 17, 2026
NexaNexa · Vendor site Price not publishedNot statedMentions HIPAAOct 17, 2026
Call ExpertsCall Experts · Vendor site Contact salesNot statedMentions HIPAAOct 17, 2026
AI ReceptionistSmith.ai · Vendor site From $150 per monthFree planNot statedOct 17, 2026

Questions people ask

What is the difference between an AI answering service and an AI receptionist?

An AI answering service is a company that answers your calls for you, using AI on the call or behind its staff. An AI receptionist is software you set up yourself. Each tool page says who answers: AI only, people only, or both.

Is there a free AI answering service?

Yes: AI Receptionist from Smith.ai has a free plan. Three offer a free trial, so you can test one on your own calls first.

What is the best AI answering service for a small business?

No single AI answering service is best for every business: it comes down to the job and the budget. If price decides it, Ambs Call Center AI Receptionist has the lowest flat monthly price listed, $19 a month. To try one free, AI Receptionist from Smith.ai has a free plan. No vendor pays to be listed.

Which AI answering services use people as well as AI?

Ambs Call Center AI Receptionist, Moneypenny, Go Answer AI Receptionist from GoAnswer, Posh AI Receptionist and 4 others say calls can go to a live person as well as the AI.